Our Goal Is To Make Your Dream a Reality
Sponsored by: ATX Mortgage Lending
Company NMLS # 2445761
Cloe Sill, Mortgage Broker NMLS # 2454632

Sponsored by: ATX Mortgage Lending
Company NMLS # 2445761
Cloe Sill, Mortgage Broker NMLS # 2454632

Weather your looking to purchase your first home, 5th home, or refinance....we have you covered.
Cloe is a Senior Mortgage Broker at Lighthouse Mortgage Lending, LLC (Sponsored by:ATX Mortgage Lending), licensed in Texas, as well as a Certified Divorce Lending Professional (CDLP). Cloe also has over 9 years experience as a Texas Real Estate Broker. Prior to that, she owned and operated an accounting and tax practice for over 32 years. Cloe notes that having over 32 years of accounting and tax work where integrity, honor, and fiduciary responsibility are at the heart of daily practice was a perfect lead into her role as financial advisor in the mortgage industry. Cloe's role at Lighthouse Mortgage Lending as a Senior Mortgage Broker is providing full service loan origination services, committed to providing innovative mortgage solutions and real estate strategies. Cloe stresses the importance of integrity, a positive attitude, patience, creativity, humanizing every situation, and respect for all things. Cloe and her team defines communication as one of the single most important elements in a successful loan transaction. They are committed to returning calls promptly, providing regular status updates and being available as needed throughout the process. Cloe and her team really listen to clients needs, and then seek the best possible solutions and product, more often than not exceeding their client's expectations. The team priority is to provide exceptional and memorable service. On a a personal note, Cloe is absolutely passionate about helping other people.
As a Certified Divorce Lending Professional, (CDLP), Cloe focuses her practice on helping divorce homeowners make a more informed decision regarding their home equity solutions and the divorce team identify any potential conflicts between the divorce settlement, the mortgage, and the real property while keeping both parties future purchasing power in tact.
Cloe is a member of the Rotary International Association and the Optimist International Association, helping serve her community and our world as a whole. She loves spending free time with her family, gardening, and serving her community. Cloe is a license Texas Real Estate Broker and a licensed Mortgage Broker in Texas.
Cloe Sill NMLS # 2454632

NMLS # 2454632
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What to be on the look out for in the next few months

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.

If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $806,500 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan.

The federal government guarantees HECM reverse mortgages and offers them as an option for homeowners who are 62 years old or
older. With this type of loan, you can take out money from your home without having to pay any monthly mortgage payments-just
interest on what's left!

The Shining Star Hero Program allows for homeownership for heroes in our community!
Teachers, First Responders,
EMS, Law Enforcement Officers, Firefighter, Healthcare Professionals, Teacher, etc.
We love our customers, so feel free to visit during normal business hours.
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